Express Business Rent To Own
Are you searching for an experienced broker to help you secure a new loan? Would you like to save both time and money in the process? If so, Motor Money is here to help.
Do you qualify for a business loan?
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You may qualify for an ABN loan
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it seems you may not have an active ABN. However, you may still qualify.
Contact us for more information
Contact us for more information
Is your finance for business or personal use?
We specialise in creating tailored loan solutions for businesses of all sizes. We understand that your time is valuable, so we're here to streamline the loan process. Motor Money can help you navigate the complexities of securing a loan.
From identifying the best financing options and negotiating reduced interest rates to managing paperwork and liaising with lenders, we handle every step of the process. This allows you to focus on what matters most: running and growing your business.
From identifying the best financing options and negotiating reduced interest rates to managing paperwork and liaising with lenders, we handle every step of the process. This allows you to focus on what matters most: running and growing your business.
We Know Our Rent to Own Finance
Low doc loans up to 250k (no financials)
Lite doc loans up to 500k (basic financials)
Access to market leading rates via our panel of 60+ lenders
Enjoy personalised assistance from a dedicated broker, start to finish
Tailored loans for all business sizes & industry types
Dealership & private sales accepted
Tax effective solutions
Repayment Calculator
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How It Works
How does it work?
1
Apply
Ready to apply? You can submit an online application or give us a call. One of our experienced brokers will guide you through tailored loan options designed to your specific needs.
2
Approval
Congratulations! At this exciting stage of the process your loan is fully approved, funds are now available to draw down upon at your convenience.
3
Settlement
Payment is made by the bank on your behalf to the dealership, into your account or direct to a private seller. In most cases payment is cleared on the same day, allowing you to take delivery sooner.
100+ 5 Star Google Reviews
BTRG PTY LTD
Extremely fast response time throughout the finance process and very stress free great business
Harjinder Singh
It was a great experience with motor money finance. The process of the application is very easy and smooth. He is best and help a lot to make everything easy
Jon Swinbourne
Angle Finance is great. They helped me get the truck I needed for my work.
Daniella Storojenko
Could not speak highly enough about Chris and the team! Process was quick, seamless and easy. Super experienced and knowledgable team, highly recommend!
Leslie Joyce
Great experience with these people. Worked very hard to meet a deadline and kept me informed all the way.
Trusted Lenders
Loan Types
Commercial Loan Types
Chattel Mortgage
In a chattel mortgage financing arrangement, funds are transferred from the financier to the seller and the new customer takes ownership of the vehicle when the purchase is made. The financier will take a ‘mortgage’ over the car which acts as a security interest. Once all repayments have been made and the contract is finalised, legal interest from the financier is released.
Low Doc Finance
Low Documentation Finance is the ability to obtain finance without having to provide any financial evidence you can make your repayments on the vehicle, truck or machinery loan. For Low DocumentationLoans we will not require any Company Financial Statements, Tax Returns or BankStatements to secure your finance approval.
Fixed Rate Loan
A fixed rate loan allows you to lock in your interest rate for a specified period, typically between three and five years. This type of loan is ideal for borrowers who prefer predictable cash flow, as it guarantees consistent repayments throughout the fixed term, with no surprises.
The types of assets available under a fixed rate loan include, cars, caravans, jet ski’s and motorcycles.
The types of assets available under a fixed rate loan include, cars, caravans, jet ski’s and motorcycles.
Secured / Unsecured Loan
A secured loan requires the borrower to provide an asset as collateral against the loan, while an unsecured loan does not require any collateral. Typically, lenders offering secured loans can provide lower interest rates because the loan is backed by collateral, reducing the lender's risk. In contrast, unsecured business loans come with higher interest rates due to the increased risk, but they offer a simpler application process and fewer lending requirements.
Frequently asked Questions
FAQ Business Car Finance
What are the benefits of motor money’s rent to own?
Our rent-to-own service offers several advantages, such as:
- Steady interest rates and predictable monthly payments.
- Clear, upfront cost awareness.
- The possibility of applying a residual value, reducing monthly expenses in certain situations.
- Equipment remains "off balance sheet," avoiding impact on financial statements.
- Potential tax deductions for rental payments, often more tax-efficient than other financing methods.
- Leased equipment is typically not classified as a business asset or debt, minimising liability concerns.
Can I finance used equipment for my business as well as brand new?
Certainly, you can usually secure financing for both new and pre-owned business equipment. Numerous lenders provide financing solutions for equipment, regardless of whether it's fresh off the line or previously owned. The criteria for eligibility, interest rates, and loan terms can differ depending on the lender and your business's financial status. We're here to assist you in discovering the ideal solution tailored to your unique requirements and financial plan, whether you're acquiring new or used equipment for your business.
Can I get business rent to own finance if I have bad credit?
Absolutely, obtaining rent-to-own business financing is possible even if you have a less-than-perfect credit history. Motor Money partners with various lenders, including those experienced in assisting businesses with credit challenges. It's important to be aware that you might face higher interest rates, larger initial payments, and stricter terms compared to applicants with better credit. Nonetheless, our team is committed to advocating for you and securing the most favourable loan terms available given your circumstances.
