Welcome to
Motor Money Finance

To explore your loan options with Motor Money, you can choose the method that works best for you: complete our straightforward online application, fill out a contact form on our website, send us an email at contactus@motormoney.com.au,
or give us a call at 1800 80 909.

In most cases, five minutes is all it takes for one of our experienced brokers to take your application details. The approval timelines can differ from lender to lender; however, we often receive notification of approval on the same business day. Following formal approval, settlement frequently takes place either on the same day or on the subsequent business day.

Loan establishment fees differ significantly among lending institutions and across different loan types. Should you require precise details regarding the fees of specific lenders, we invite you to contact us for further information.

Several factors influence your borrowing capacity, as well as the terms, interest rates, and duration of the loan. Because of this, it’s difficult to pinpoint exactly how much you can borrow until we better understand your individual circumstances. To learn more, get in touch with the Motor Money team today!

Yes, we can help you get pre-approval! Having a pre-approval in place prior to finding the asset can give you a stronger position when negotiating on the price. Relying on the dealer for loan approval can make it harder to negotiate, but with a pre-approved loan and a clear budget, you can bargain with confidence.

Working with a professional finance broker gives you access to many more options then going directly to one bank or simply using dealership finance. As a broker, we have access to 60+ trusted banks & lenders often with low interest rates that are not offered directly to the public. A broker can improve your chances of a favourable approval, provide expert advice and guidance all with the added benefit of saving time and money.

In some cases, yes. Finance remains accessible even if you possess a less-than-ideal credit history. At Motor Money, we maintain relationships with a diverse range of lenders, including those who specialise in accommodating individuals with imperfect credit records. Rest assured, our team is dedicated to advocating on your behalf to secure the most favourable loan terms for your individual situation.

Absolutely! If you're self-employed, you can still apply for a loan for business or personal use. Reach out to the team at Motor Money to discuss your unique circumstances, and we’ll help you find the best option tailored to your needs.

Having a good credit score can make a big difference when applying for loans, as a lower score might mean higher interest rates. The good news is that you can take steps to improve it! Here are some tips:
Pay your rent, mortgage, and utility bills on time.
Stay on top of credit card payments, aim to pay more than the minimum, and consider reducing your credit limit.
Avoid submitting too many credit applications.
These small changes can go a long way toward boosting your score and helping you secure better loan terms.

In most cases a deposit is not required. A deposit may help to increase your approval conditions, reduce your repayments and lower the amount of interest you may need to pay over the life of the loan. Motor Money will help to determine what benefits a deposit might offer for your individual circumstances.